Is MissingMoney.com Legit? Find Unclaimed Property That’s Owed To You!
Did you know that there is over $49.5 billion dollars in unclaimed property in the United States?
Forgotten funds and property go unclaimed all the time. And if companies or organizations are unable to rightfully pay the owners, these assets are turned over to state treasurers as part of unclaimed property.
So how do you find these accounts and if you have some free money that's yours?
One unclaimed property website, Missingmoney.com, helps connect individuals with these unclaimed accounts. And in this post, I'm sharing how Missing Money works, what it can help you find, and what my experience with the site has been like.
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Key Takeaways:
- Missing Money is an unclaimed property website to find lost accounts.
- It's a legit service that works with US states and several Canadian provinces
- People can find missing paychecks, insurance payouts, utility deposits, and other missing funds
- The service is 100% free to use
- Not everyone can find missing money, but 1 in 7 people have unclaimed property
Is Missingmoney.com Legit?
Missingmoney.com is legit and can help you find potential unclaimed property that's owed to you. The site is free to use and is endorsed by the National Association of Unclaimed Property Administrators (NAPUA.) And it's helped people file $3+ billion in missing money claims last year.
The service works by connecting to state and provincial government databases to help people find unclaimed property.
There's no guarantee that you find anything. But you can quickly search for yourself and your friends or family members to see if anyone is owed unclaimed funds and assets.
What Is Missingmoney.com & What Does It Offer?
Missing Money is an unclaimed property database. It works with U.S. state governments and Canadian provinces to help people find unclaimed property that's owed to them.
Here are a few examples of the types of unclaimed assets that Missingmoney.com can help you find:
- Paychecks
- Insurance payouts and proceeds
- Bank accounts and savings accounts
- Safe deposit boxes
- Royalty payouts
- Stock dividend payouts
- Closed brokerage accounts
- Unused travelers checks and money orders
- Utility deposits
- Refund check payments
This service is similar to websites like BeenVerified that also offer missing money searches. However, Missingmoney.com is free and simply works with government databases to find records in your name.
Just note that any unclaimed assets you find aren't held by Missing Money. If you find unclaimed assets, you have to follow instructions to file a claim with the given institution that has your assets. After your claim is verified, you get paid.
To conduct a search, just enter your first and last name, city, and state or province. Make sure you enter several cities you've lived in as well as your married and maiden name, plus any abbreviations and common misspellings. You can conduct searches for your friends and family members as well.
Does Missingmoney.com Cost Money?
Missingmoney.com is free to use. It's just an online database that relies on government records to help people find unclaimed assets. You don't need to create an account or enter your credit card to use the website either..
Overall, this is an incredibly easy side hustle to try out. And according to its website, 1 in 7 people have unclaimed property, so you or someone you know can likely benefit from this service.
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Is Missingmoney.com A Scam Or Safe To Use?
Missing Money isn't a scam and is safe to use since it only requires entering your name and the state you live in. You don't need to pay and the website just relies on government databases to help you find missing funds.
Claims are usually made via a government agency where you can submit paperwork and claim the funds that you are owed. You may need to provide identification or other documents. But this is done through third-party government websites that are secure, not Missingmoney.com.
Want to look for missing property directly in the state where you live? Check out the state by state guide on Missing Money to get started.
Just note: some websites might pretend to be affiliated with missingmoney.com or even pretend to be government websites themselves. You need to be careful with scams in this space. And don't give your credit card information or personal information like your SSN to any of these websites.
My Experience With Finding Unclaimed Property & Assets
For this Missingmoney review, I spent some time on the site and conducted several searches to see if this service actually works.
While I didn’t find any free cash for myself or my spouse, I did find money for several family members! Here's what I found:
- My sister had a missing paycheck from a high school job over 20 years ago.
- My mom had a $100+ deposit from a cable service provider.
- My grandfather has a small payment due from Publishers Clearing House.
- My cousin had 2 different accounts with unclaimed money.
Overall, I found over $300 in lost money for friends and family members with a couple of searches. And plenty of other reviews online share similar stories, which I'll highlight now.
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Other Missingmoney.com Reviews & Testimonials
Plenty of other people have made quick money by using Missingmoney.com. Here's what some people are saying on forums like Reddit:
- Sassy_Grace says: “I just got a check for $2730 yesterday and deposited it in person today and the teller said it was a real check. I’ll know in a couple of days if it clears.”
- Over-Yard-7069 says: “I had a homeowners insurance refund sitting in New Jersey for 21 years and got $700 back!”
- itsnotvd says: “Not a scam and the best site to search from as it covers most states.”
- External_Honey_7035 says: “It’s totally legit. Old bank accts, 401ks, final paychecks, utility deposits…and most websites give you a general idea of how much your owed like between $100-$200 or under $50. Every state has a different website and different verification process.”
As you can see, these users report finding missing funds. And one person says they even found $2,730 in extra cash that was owed to them. Not too shabby.
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What Are Some Good Alternatives To Missingmoney.com?
Most states and many Canadian provinces have unclaimed property websites. While it does depend on where you live for who administers this website, these are often managed by your state treasurer or the department of revenue.
To look for missing accounts in your area, do an online search for unclaimed property in your state. Search through the results and make sure that you have an official state web page before entering any info.
Paid background check and unclaimed asset websites like BeenVerified are also worth using. This website has more in-depth search tools and covers a broader range of unclaimed property types.
Finally, you can use instant cash advance apps like EarnIn. This app is a great way to access money against your upcoming paycheck, and it can really help if you're in a tight spot.
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Final Thoughts
Is there really missing money out there? Could some of it belong to you? The answer is yes!
Over our lifetimes, we all have a wide variety of accounts and services, and sometimes we miss getting a final paycheck, a deposit or another payment. This can be particularly common if you’ve moved frequently or had numerous jobs.
Are you going to find millions of dollars on Missing Money? No, not likely. But you might find some free money online that you didn’t know that you had, and in this economy, every little bit helps.
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