Fluz Review – Can You Earn 35% Cash Back With This Rewards App?
If you want to get paid to shop, you definitely have plenty of options.
These days, cash back reward apps are extremely popular. Between apps like Fetch Rewards and Drop, you can earn a variety of rewards just for buying everyday essentials.
Fluz, a new cashback app in this space, is helping users earn even more rewards for their weekly in-store and online shopping.
But is Fluz legit? And how much does Fluz pay? We’re going to be covering all of that and more in this Fluz app review.
What Is The Fluz App?
Fluz is a free rewards app for Android and iOS that lets shoppers earn cashback when they shop at popular restaurants and online stores.
In a nutshell, the Fluz app gives you a free discount at participating stores just for making purchases through its app.
According to Fluz, you can earn up to 35% cash back through its app.
Fluz also works with an impressive range of partners like:
- Chipotle
- Domino's
- DoorDash
- Hulu
- Nike
- Papa John's
- Sephora
- Uber Eats
- Wayfair
One of Fluz's most notable features is that it also lets you stack cash back.
This means you can earn cash back with the Fluzz app on top of other apps or programs like Rakuten or Ibotta.
Overall, Fluz is an ambitious reward app that's helping people earn real cash for their shopping.
The question is how does the Fluz app actually work in practice, and is this rewards app worth it?
How Does Fluz Work?
Fluz works a bit differently than traditional cash back apps.
To earn rewards with Fluz, you're basically buying gift cards from Fluz to complete your purchases and then earning cash back in the process.
Overall, Fluz works in seven steps:
- Sign up
- Shop in-store
- Shop online
- Refer your friends
- Use Fluz vouchers
- Stack rewards
- Cash out
Let's cover each step in more detail!
1. Sign Up
You have to be 18 or older and live in the United States to use the Fluz app.
To sign up for the Fluz app, head over to Fluz.app and click the “Get Started” button.
This directs you to a page where you input your phone number to get a download link to the Fluzz app. You can also search for the app directly within your app store.
Once you download Fluz, you complete your account by entering your:
- Name
- Phone number
- Password
- Credit card number
Inputting your credit card is for when you make a payment through the app to earn cashback after.
This is the same information apps like Dosh require, so there isn't anything out of the ordinary here.
2. Shop In-Store And Earn
While certain apps and shopping extensions only pay you for shopping online, Fluz actually lets you earn rewards for in-store shopping.
Here's how you earn cash back for in-store shopping with Fluz:
- Visit a participating store
- Find the store name within the app
- Enter the exact price of your purchase
- Pay through Fluz
- Receive a gift card code that covers your purchase
- Have the cashier scan your gift card code to pay for your purchase
- Earn cashback
That’s it!
The only downside of this method is that it takes an extra minute to search for the store name while you’re waiting to pay at the counter.
Other apps like Fetch Rewards and Receipt Hog pay you rewards for uploading shopping receipts.
Similarly, apps like Drop and Ampli connect to your bank account and pay you cash-back after monitoring your debit and credit card purchases.
Overall, this means Fluz is a bit trickier to use than other cash back apps. However, once you get used to prepaying for gift cards, the end result is the same as other apps.
3. Shop Online
One advantage of the Fluzz app is that it lets you earn rewards for online shopping in addition to your in-store purchases.
To earn rewards for online shopping, you just download the Fluz Chrome extension. When you shop at an eligible partner, the extension automatically shows you the rewards you can earn.
- Head to the chrome web store
- Search “Fluz for Chrome”
- Click “Add to Chrome”
- Start shopping at participating online stores
- Earn cashback rewards when you pay
This is very similar to shopping extensions like Rakuten, or even Capital One Shopping.
It's still worth comparing cash back rewards between Rakuten, Fluz, and how much you can save with Capital One Shopping.
Additionally, other money-saving extensions like Honey and Lolli, which lets you earn free Bitcoin, are also worthwhile money-saving tools to try.
But the bottom line is that Fluz's ability to pay you for in-store and online shopping is a massive perk for this rewards app.
And, the best thing about this feature is that you don’t have to load up your phone to check what stores offer cash back every time you browse.
You can shop online the way you normally do and automatically get notified at the top of your browser!
Note: Capital One Shopping compensates us when you sign up with the provided links.
4. Refer Your Friends (Fluz Network)
Fluz has a referral program that pays you with bonus cash back when your referrals earn rewards.
The system is honestly a bit confusing, and this is because there are several components to building your “Fluz Network.”
The first component is Fluz's Influencer Portal. This program pays you up to $4,500 for referring enough users to the Fluz app and bonus vouchers as well.
When you invite someone to the app, they become part of your Fluz Network.
There are two types of network connections:
- Direct: A direct connection is someone who joins Fluz with your unique referral code.
- Indirect: An indirect connection is someone who joins Fluz with a referral code from someone already in your network.
This is a very network-marketing type of vibe, and this is why people sometimes ask if Fluzz is an MLM.
However, Fluz is pretty clear about how it pays out referral rewards to everyone inside of a network.
When someone makes a purchase on Fluz, they get most of the cash back. The overall network also gets rewards, and Fluz also gets a 20% piece of the pie.
Plus, Fluz gives you and your referrals three Fluz vouchers, which lets everyone enjoy up to 35% cash back from partners.
Let's cover how the whole voucher system works in a bit more detail!
5. Use Fluz Vouchers
Vouchers are boosted Fluz rewards that you get when you refer friends to Fluz or sign up with a Fluz referral code.
These vouchers are also one of Fluz's best features because they let you earn up to 35% cash back at qualifying merchants.
Here are some of the participating Fluz voucher merchants:
Now, there is a slight catch with using Fluz vouchers to earn extra cash back.
Fluz vouchers only apply up to $10 of spending for a maximum earn of $3.50 per voucher. After this amount, your cash back rate drops down to the original rate for the merchant you're shopping at.
In other words, Fluz vouchers are basically a $3.50 bonus for referring your friends. But you get three of them every time you successfully refer someone, so this is actually quite lucrative.
Just make sure to apply vouchers to your purchase before paying for your Flux gift card code so the bonus cash back applies!
Also: note that Fluz vouchers last 60 days from the time you receive them, so make sure you redeem them quickly!
6. Stack Rewards
Stacking cash back rewards is easily one of the best Fluz app features.
A problem with many reward apps is that they don't let you earn with perks like credit card rewards or with coupons.
But according to Fluz, you can stack rewards to ensure you're getting the most bang for your buck when you shop.
Fluz app rewards are stackable with:
- Browser extensions like Rakuten
- Coupons
- Credit card rewards
- Price tracking tools
- Receipt scanning apps like Checkout 51 and ReceiptPal
Here's an example of how Fluz reward stacking works.
Let's say you're buying a new sweater from Gap and want to save as much as possible.
You can start by shopping through Rakuten or Capital One Shopping. Let's say you also shop for a sweater that's on sale.
From there, you can add additional promo codes to slash the price even more.
To wrap up savings, pay with a Fluz gift card code that you purchase with a cash back credit card.
This stacking ability gives you a lot of room to play around to find additional savings.
Plus, Fluz states it works with credit card rewards, loyalty credit cards, and category-specific rewards like rewards for grocery, dining, and gas purchases.
The bottom line is that the Fluz app helps you earn rewards for everyday spending, but it doesn't restrict double-dipping with other popular reward apps or your credit card.
7. Cash Out
Fluz rewards that you earn deposit in your in-app wallet.
Here's how you claim your rewards and cash out with Fluz:
- Go to “Account and Cards” using the in-app menu
- Select the “Money Out” tab
- Connect a bank, Paypal, or Venmo account
- Reach the $26 withdrawal minimum
- Cash out
The fact that Fluz can pay you with free PayPal money or directly to your bank account is a plus.
And, you can also redeem various free gift cards with Fluz if you prefer gift cards to cash rewards.
Some popular Fluz gift card rewards include:
- Adidas
- Airbnb
- Amazon
- CVS
- Disney
- eBay
- GameStop
- Groupon
- Instacart
- Marshalls
- Netflix
- Playstation Store
- Sephora
- Starbucks
- Target
- Whole Foods
Just note that you have to wait two business days before withdrawing money if you connect a bank account to your Fluz app account.
A $26 cash out requirement is also on the high side, especially considering apps like Fetch Rewards have gift cards starting at $3 and gpt sites like Swagbucks have $1 rewards.
However, if you stack enough Fluz vouchers and regularly shop with the app, you can probably reach this amount in a few weeks or month or two of shopping.
How Much Does Fluz Pay?
This wouldn’t be an honest Fluz app review without going over the true earning potential of using the app.
The truth is how much you earn with Fluz really depends on how often you shop and if you diligently use the app.
If you spend a lot of money every month shopping at popular brands, refer a lot of friends, and use the app consistently, then you can probably earn between $10-$20 per month with Fluz.
If you don’t shop often, don't refer your friends, and only see yourself using it on random occasions, Fluz probably isn’t going to earn you much money.
The average cash back percentage on Fluz is around 4%. So, if you spend $200 per month, you’ll earn $10.
It’s not going to cover your rent or let you quit your job. Realistically, you’ll be lucky to buy a free lunch with the cashback rewards after a month.
It isn’t super high, but it never hurts to save more money.
Other Fluz App Reviews
One of the best ways to tell if a reward app is worth using or not is to read reviews from other users.
Unfortunately, there aren't many Fluz app reviews on forums like Reddit, which is odd since Reddit Beermoney usually has a wealth of information on these sorts of apps.
But, here's what popular YouTuber Tech Hustler has to say about his experience with Fluz.
In this video, Tech Hustler has a fairly positive attitude towards Fluz overall.
He really likes the reward stacking feature, and the voucher system is also very lucrative and pays a lot of boosted cash back.
Tech Hustler spends a lot of time going over the referral program, and the Fluz app is definitely more lucrative if you're an influencer or have a lot of friends to invite.
But overall, it seems like reception for this app is fairly positive, with one main downside being the high $26 cash out requirement.
Pros And Cons
If you’re still not sure whether or not Fluz is worth it for you, hopefully these pros and cons break things down better.
Pros:
- Earn up to 35% cashback
- Good referral program
- Hundreds of participating brands
- Earn in-store and online rewards
- Average cashback is around 4%
Cons:
- Slightly complicated interface
- Poor customer support
- Somewhat confusing referral network system
- High withdrawal minimum of $26
If you regularly shop online or in-store at Fluz partners, this app is definitely worth trying.
But if you're not willing to put in the extra work to use Fluz gift cards, you're probably better off trying various passive income apps or passive income ideas to earn extra money.
Other Apps Like Fluz
If you like the idea of earning rewards with Fluz but want to try some alternatives to maximize rewards, you're in luck.
Other popular Fluz app alternatives you can try include:
- Drop: Our favorite cash back app that pays you with free gift cards for shopping. Use our Drop invite code to get up to $15 in free points!
- Fetch Rewards: The leading grocery rewards app that lets you earn more gift cards. Use our Fetch promo code to snag 3,000 points!
- Rakuten: Our favorite online shopping extension that pays you with PayPal money for shopping at thousands of retailers.
- Capital One Shopping: A leading shopping extension that automatically applies available coupon codes at checkout.
- Bumped: Lets you earn fractional shares of stocks for shopping at your favorite stores.
None of these apps like Fluz are going to pay you hundreds or thousands of dollars per month.
But if you want some free money, these apps and browser extensions are certainly worth using.
Extra Reading – The Best Side Hustle Ideas To Make Extra Money.
Frequently Asked Questions
Here are some common questions first-time users have about the Fluz app…
Is Fluz App Legit?
Yes, Fluz app is a legit app and browser extension that pays you cashback when you shop at qualifying merchants. The app isn't a scam and has over 4.5 stars with nearly 5,000 ratings on the Google Play Store and App Store.
Is Fluz A Pyramid Scheme?
No, Fluz is not a pyramid scheme. The network referral system is confusing, but Fluz pays people with cash back vouchers for joining the platform and doesn't require paying any fees to join or use the app, which is a common sign of a pyramid scheme.
How Do You Buy Gift Cards on Fluz?
You buy gift cards from Fluz to earn cash back for shopping at partners. You have to enter the merchant you're shopping at and your exact purchase total. From there, you buy a gift card through Fluz and then redeem the gift card code at checkout to earn cash back.
Extra Reading – How To Make $100 Per Day Guaranteed.
Final Thoughts
Hopefully this Fluz review provided more insight into what the app has to offer and how much you can really earn.
Realistically, his cashback app isn’t going to make you a millionaire.
But, if you take advantage of the benefits by shopping often and referring friends, then definitely consider checking out the Fluz app!
If not, you’re probably better off with a better cashback app like Drop or Rakuten where it's easier to earn rewards.
Also remember that the stacking rewards feature is a useful tool that can be combined with other apps as well.
Try it for yourself and see what kind of rewards you can earn over time!
Start earning rewards with the Fluz app!
Looking for more ways to earn extra money? Checkout:
Fluz Review
Name: Fluz
Description: Fluz is a rewards app that lets you earn up to 35% cash back for shopping online and in-store at hundreds of stores.
Operating System: Android, iOS
Application Category: Reward Apps
Author: Daniel Friedman
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Earning Potential
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Earning Options
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Reward Options
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Cashing Out
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Ease Of Use
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Customer Support
